Health & Life Insurance For



Rick Sobotka, MBA
President &
Independent Advisor


             Cell: (501) 363-3403
          Office: (501) 264-4776

     Toll Free: (866) 478-8251
                Fax: (866) 773-9748   

About Rick Sobotka

About Our Business

Customer Testimonials

Arkansas License 11733505
Arizona License 928358
New Mexico License 342844


Independent Health Ins Agent Assn

In Partnership With...



Why Work With An Agent?

The internet has made shopping for insurance easier.  Instead of driving around town to meet with an agent, you can compare rates, benefits, and apply online.  Some insurance companies even let you apply right from their website.

Does it still make sense to have an agent help you choose a plan?  You bet it does.

Agents are insurance experts.  It's their job to help you shop plans from leading carriers so you can be confident you've found the best rates and benefits for you.

4 Reasons To Work With An Insurance Agent

When you consider all the benefits, working with an agent just makes good sense.

    1. It's free!  Agents collect payment from the companies they represent. So you get all the advice you want absolutely free.
      1. Agents guide you through the process.  Buying an insurance policy can be complicated. An agent walks you through each step of the process and helps you make sense of all the  "insurance-speak."
      2. Agents offer you choice.  Your agent has a portfolio of plans to choose from, often from multiple companies. Your agent will know which policy will protect you the best. They'll even know which company is most likely to accept your application.
      3. Agents troubleshoot mistakes.  A mistake on your application can cause a company to raise your rates or even reject your application. Your agent will help you fill out your application correctly so you get the rates you deserve.

      As professional agents, we're happy to help you find the best plan.  You can compare popular plans on our website too.  Get started now with your free online quotes.

      Copyright 2008-2021 Carefree Insurance Group
      Website designed with pride by Silver Sage Enterprises LLC
      Banner photo provided by Rick Sobotka