Health & Life Insurance For



Rick Sobotka, MBA
President &
Independent Advisor


             Cell: (501) 363-3403
          Office: (501) 264-4776

     Toll Free: (866) 478-8251
                Fax: (866) 773-9748   

About Rick Sobotka

About Our Business

Customer Testimonials

Arkansas License 11733505
Arizona License 928358
New Mexico License 342844


Independent Health Ins Agent Assn

In Partnership With...



Many of our clients approaching 65 contact Carefree Insurance Group to sort out all the complication associated with the Medicare Program.

Maybe you have questions like these:

  • What are the four parts of Medicare
  • How do the Medicare Supplementals plans fit into the puzzle?
  • Who has the time to read the tons of Medicare information I'm receiving in the mail?
  • What are my choices concerning gap coverage and alternative plans?
  • Which plans have little or no out-of-pocket cost?
  • Which plans have little or no premium?  

If you have questions like these, Carefree Insurance Group can help.  Our office has completed a survey and found that most individuals turning 65 simply want an experienced advisor to provide unbiased guidance to clarify the options they face as they approach the time of enrolling in Medicare.

Instead of sending you complicated brochures, we will actually spend time with you, either in-person or over the phone, and explain the four parts of Medicare, answer your questions, and go over all of your Medicare Supplement options. There is NO CHARGE TO YOU for this service!  Once you understand these options, you can make an educated choice based on what best fits your individual needs and budget.

Our goal is to help you get the most out of your dollar with a program that fits your needs and life style.

Don't Delay!  Call us today to set up a convenient time to address all your questions and concerns.

We also invite you to learn about the various aspects of Medicare by clicking on the links shown below.

What is Medicare?

Who is Eligible for Medicare?

What Is Medigap and Medicare Supplement Insurance?

What Is Part C - Medicare Advantage?

What is Part D - Prescription Drug Coverage?

How Do I Enroll in Medicare Part A and Part B?

Links to Valuable Information on the Official Medicare Website

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Banner photo provided by Rick Sobotka