Home
Health & Life Insurance For
ARKANSAS,
ARIZONA,
NEW MEXICO

   

   

Rick Sobotka, MBA
President &
Independent Advisor


Rick@CarefreeInsuranceGroup.com

        AZ Direct: (623) 229-7802
        AR Direct: (501) 264-4776

     Toll Free: (866) 478-8251
                Fax: (866) 773-9748   


About Rick Sobotka

About Our Business

Customer Testimonials

Arkansas License 11733505
Arizona License 928358
New Mexico License 342844


Member...


Member...
IHIAA
Independent Health Ins Agent Assn


In Partnership With...

  




                                                                                    
Let's Design A Plan

Carefree Insurance Group offers health insurance plans designed specifically for individuals, the self-employed and their families.

OPTIONS AVAILABLE ON MANY OF OUR MAJOR MEDICAL PLANS:

  • Your choice of deductible options
  • Doctor visit co-pay
  • Choice of prescription co-pay plans
  • 100% coverage after your chosen deductible/co-insurance
  • Up to $5,000,000 per person lifetime maximum/all major med plans
  • Out of pocket maximums
  • Many plans have choice of networks so you can keep your local doctor
  • Many plans can include "on the job coverage"

ASSOCIATION BASED*

PLANS CAN INCLUDE...

  • $5000 accident provision
  • $5000 critical illness on primary member and spouse
  • Dental/vision program
  • Emergency air transportation

LIMITED BENEFIT PLAN PROGRAMS CAN PROVIDE...

  • Valuable benefits and discounts for clients with medical conditions
  • Fully insured benefits for specific medical needs and situations
  • Cash indemnities to offset expensive medical costs

ANCILLARY PRODUCTS CAN...

  • Cover deductibles for you
  • Provide money to pay your bills while you or a family member is unable to work
  • Provide additional life insurance if the worst happens
  • Provide dental coverage or even stand-alone Rx coverage

FIELD UNDERWRITING EXPEDITES YOUR APPLICATION

Some of our carriers allow us to actually estimate costs including pre-existing conditions into your plan up front, so there are no surprises later.  Some will give us a clear picture of what they will do in underwriting with a specific condition so we can tell you with greater accuracy what your actual cost will be after underwriting.  Field underwriting benefits you!

  • Include pre-existing conditions directly into your plan for an ACCURATE QUOTE!
  • Ensure the best available coverage for your family
  • Expedite your application

We need to discuss any current or previous health issues, treatment, and prescription or non-prescription drug use in the past five to ten years, depending on the specific circumstances, in order to find a product that works for your situation.

* Not all plans are association based

LET'S GET STARTED!    SPEAK TO A LIVE AGENT!

CALL 866.478.8251

                                                                                                                                                                                           
Copyright 2008-2019 Carefree Insurance Group
Website designed with pride by Silver Sage Enterprises LLC
info@silver-sage.net
Banner photo provided by Rick Sobotka