Carefree Insurance Group offers health insurance plans designed specifically for individuals, the self-employed and their families.

OPTIONS AVAILABLE ON MANY OF OUR MAJOR MEDICAL PLANS:

• Your choice of deductible options
• Doctor visit co-pay
• Choice of prescription co-pay plans
• 100% coverage after your chosen deductible/co-insurance
• Up to $5,000,000 per person lifetime maximum/all major med plans
• Out of pocket maximums
• Many plans have choice of networks so you can keep your local doctor
• Many plans can include "on the job coverage"
  
  

ASSOCIATION BASED*

PLANS CAN INCLUDE...

• $5000 accident provision
• $5000 critical illness on primary member and spouse
• Dental/vision program
• Emergency air transportation
  
  

LIMITED BENEFIT PLAN PROGRAMS CAN PROVIDE...

• Valuable benefits and discounts for clients with medical conditions
• Fully insured benefits for specific medical needs and situations
• Cash indemnities to offset expensive medical costs
  
  

ANCILLARY PRODUCTS CAN...

• Cover deductibles for you
• Provide money to pay your bills while you or a family member is unable to work
• Provide additional life insurance if the worst happens
• Provide dental coverage or even stand-alone Rx coverage
  
  

FIELD UNDERWRITING EXPEDITES YOUR APPLICATION

Some of our carriers allow us to actually estimate costs including pre-existing conditions into your plan up front, so there are no surprises later.  Some will give us a clear picture of what they will do in underwriting with a specific condition so we can tell you with greater accuracy what your actual cost will be after underwriting.  Field underwriting benefits you!

• Include pre-existing conditions directly into your plan for an ACCURATE QUOTE!
• Ensure the best available coverage for your family
• Expedite your application

We need to discuss any current or previous health issues, treatment, and prescription or non-prescription drug use in the past five to ten years, depending on the specific circumstances, in order to find a product that works for your situation.

* Not all plans are association based

LET'S GET STARTED!    SPEAK TO A LIVE AGENT!

CALL 866.478.8251