Let's Design A Plan
Carefree Insurance Group offers health insurance plans designed specifically for individuals, the self-employed and their families.
OPTIONS AVAILABLE ON MANY OF OUR MAJOR MEDICAL PLANS:
- Your choice of deductible options
- Doctor visit co-pay
- Choice of prescription co-pay plans
- 100% coverage after your chosen deductible/co-insurance
- Up to $5,000,000 per person lifetime maximum/all major med plans
- Out of pocket maximums
- Many plans have choice of networks so you can keep your local doctor
- Many plans can include "on the job coverage"
PLANS CAN INCLUDE...
- $5000 accident provision
- $5000 critical illness on primary member and spouse
- Dental/vision program
- Emergency air transportation
LIMITED BENEFIT PLAN PROGRAMS CAN PROVIDE...
- Valuable benefits and discounts for clients with medical conditions
- Fully insured benefits for specific medical needs and situations
- Cash indemnities to offset expensive medical costs
ANCILLARY PRODUCTS CAN...
- Cover deductibles for you
- Provide money to pay your bills while you or a family member is unable to work
- Provide additional life insurance if the worst happens
- Provide dental coverage or even stand-alone Rx coverage
FIELD UNDERWRITING EXPEDITES YOUR APPLICATION
Some of our carriers allow us to actually estimate costs including pre-existing conditions into your plan up front, so there are no surprises later. Some will give us a clear picture of what they will do in underwriting with a specific condition so we can tell you with greater accuracy what your actual cost will be after underwriting.
Field underwriting benefits you!
Include pre-existing conditions directly into your plan for an ACCURATE QUOTE!
- Ensure the best available coverage for your family
- Expedite your application
We need to discuss any current or previous health issues, treatment, and prescription or non-prescription drug use in the past five to ten years, depending on the specific circumstances, in order to find a product that works for your situation.
* Not all plans are association based
LET'S GET STARTED! SPEAK TO A LIVE AGENT!